Based on current circumstances, it seems as though the SEC is waiting on the court system to rule on whether the XRP crypto token is a security, or not.
source https://www.google.com/url?rct=j&sa=t&url=https://www.newsbtc.com/2020/05/12/will-new-crypto-bill-absolve-ripple-of-on-going-xrp-lawsuits/&ct=ga&cd=CAIyGjBkZWE0Yjc3NzNlM2I2MDQ6Y29tOmVuOlVT&usg=AFQjCNGM91x9EIsHFyhDCuqJRh_YBz5Ggg
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