In 2011, crypto-mogul Jed McCaleb (more on him later) joined Ripple, and XRP was launched two years after. Ripple's network is centralized and ...
source https://www.google.com/url?rct=j&sa=t&url=https://dailyhodl.com/2020/08/15/xrp-vs-stellar-xlm-vs-cardano-ada-which-altcoin-reigns-supreme/&ct=ga&cd=CAIyGjBkZWE0Yjc3NzNlM2I2MDQ6Y29tOmVuOlVT&usg=AFQjCNHngzZXTu8hxI5Pe_py8PYrRn8C9Q
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